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FinProbity Solutions

Catalysing inclusive financial services and business models

We’re FinProbity Solutions, and we are here to help your organisation develop innovative and inclusive financial products, business models and policies. Since 2017, we have guided a number of valuable clients to achieve their unique inclusive financial services solutions and business goals. Using our proven end-to-end methods we’ll equip you and your organization with a plan to succeed. FinProbity Solutions works with highly qualified recognised experts to come up with complete solutions. We have an extensive network of strategists, product designers, trainers and researchers covering various financial services including inclusive insurance, micro-pensions, savings, credit and digital financial services... Contact us today.

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Our Solutions & Services

Proven Results Across Different Markets

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Free Introductory Consultation

Focus Areas

We unlock solutions in the following areas

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Inclusive Insurance

We approached this area carefully, as it was our very first flagship thematic area. We  believe that insurance if well designed and distributed it can serve as an effective risk financial service for many underserved and unserved market segments

Financial Inclusion Strategy

We use market systems approach to unlock appropriate market development interventions that can help in improving access and usage of inclusive financial services.

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Long-term savings and investments

We strongly believe that people need to prepare for the retirement and old age. We provide technical assistance in the design and management of micropensions and bundling of microinsurance with long-term savings

Financial sector regulation and policy

Inclusive financial services  inevitably  require innovative products and distribution models that demand appropriate regulations and enhanced capacity of regulators and supervisors to regulate the innovations and protect consumers. We provide training and technical assistance to regulators and also assist in the drafting of supervisory manuals and toolkits

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Our experts have a global footprint. As company we have footprint in 13 African countries. We continue to enlarge our footprint and outreach.

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Meet Our Team

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Lemmy Manje

Founder & Chief Executive Officer

Lemmy is an inclusive finance expert and has 20 years of professional experience in research, training and project management of financial inclusion projects with various international organisations.


Sandisiwe Ncube

Associate Director- Business Development

Sandisiwe Ncube is a Zimbabwean development economist with over 10 years experience across various projects and countries. She has considerable experience within financial inclusion (microinsurance, distribution of financial services and regulatory reform and design), digital financial inclusion, data analysis and women's economic empowerment and inclusion. She has worked extensively across Africa and Asia namely Bangladesh, Ethiopia, India, Indonesia, Kenya, Namibia, Mozambique, South Africa, Tanzania, Uganda and Zimbabwe.

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Faith Kobusingye Mugambwa

Senior Associate - Digital Financial Services

Faith is a Digital Financial Services (DFS) expert with over 18 years working experience the payments and financial services sector. She is well versed in Product development, Strategy formulation and implementation, Project management, Strategic marketing, and Retail banking.  Faith’s experience includes working with both private sector and government agencies to implement different viable inclusive payment ecosystems and value propositions.   She has worked in various countries across East and Southern Africa.


Kim Chatterjee

Senior Associate - Human Centered Design

Kim is a Human Centered Design (HCD) expert with over 17 years' experience in human centred design and spanning multiple countries in Asia and East Africa. She is a nomadic user experience (UX) designer, behaviour change enthusiast, communicator, business analyst, problem solver, storyteller, facilitator, trainer, gofer, team nurturer and all-round optimist.

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Financial Inclusion Specialist


Actuary & Pricing Specialist - Insurance


Research and Data Analytics Specialist


Sarita Mohanty

Inclusive insurance Specialist


Inclusive Insurance Specialist


Bwalya Penza

Gender & Financial Inclusion Expert

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Specialist- Financial regulation, supervision and policy, Micropensions


Inclusive Insurance Specialist

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Specialist - Financial Inclusion & Financial Education


Jeremiah Siage

Digital Financial Services Specialist

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Inclusive Insurance Specialist

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ICT4D expert | M&E for social enterprises specialist

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Inclusive Insurance Specialist

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Inclusive Agricultural Finance Specialist

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Agricultural Insurance and Finance Specialist

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Agricultural Insurance Specialist

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Our Advisory Board

FinProbity Solutions has invaluable support and guidance from  exceptional and results-driven leaders who have passion for our core business. Our advisory board members do not only have a  wealth of expertise and knowledge, they are  also eager to learn, open to new ideas and technologies and adaptable to the fast-changing and increasingly complex business environment.

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Juliet Munro

Juliet  is the Director-FSD Network Directorate, responsible for overseeing projects in credit, agricultural finance, housing finance and digital finance, among others.  She has gained over 20 years’ international development and inclusive finance experience as a researcher, strategy developer and programme manager. Before joining FSD Africa she was Zambia Coordinator for FinMark Trust, a regional financial inclusion programme, during which she managed projects in insurance, financial capability and digital finance, and coordinated national financial inclusion surveys.

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Titus Kalenga

Titus has over 45 years of professional experience in insurance and banking sectors. Titus worked for Zambia State Insurance Corporation (ZSIC) for 23 years and with Nico Insurance Zambia (part of Sanlam group of companies) for 19 years.  Titus has served and continues serve on several company boards of directors including commercial banks, insurance and reinsurance companies. Titus also served as Secretary General of the Eastern and Southern African Insurers for 15 years.


Shipango Muteto

Shipango Muteto, a Zambian citizen and Insurance Executive, Practitioner/Manager and consultant, with over 34 years of hands on Insurance, Reinsurance, Risk Management and Marketing experience, in the Eastern & Southern African Insurance and Reinsurance Industry, with International exposure. A chartered Insurer with the Chartered Insurance Institute of the UK, Fellow of the Insurance Institute of Zambia, an Associate of the Zambia Institute of Marketing, a member of the Institution of Fire Engineers, who has over the years worked in various capacities both in the technical and management positions for a number of insurance companies.


Ayandev Saha

Ayandev has over a decade of design and implementation experience in pension, life, health and agriculture insurance scheme(s) across Afro - Asia region. He has led several World Bank, ADB and donor funded (e.g., USAID, UKAID, IFAD) projects and advised governments, regulators, associations and insurers on social security schemes, regulations and strategies for building mass markets. He has worked extensively in areas of product development, relationship management and facilitating tie-ups with partners and donors to provide insurance and pension solutions to the low-income households. Ayandev has served as the Strategic Advisor - Financial Sector Development Directorate in the Ministry of Finance and Economic Planning, Government of Rwanda.

Our Valued Partners

Delivering holistic solutions  through partnerships

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Our Valued  Clients

Worked with such delight and provided value to:

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After approximately 4 weeks of hard work with the intention of creating a microinsurance product that was appetizing, accessible and sustainable for the Mozambican market, I have to say that Fin Probity Solutions, exceeded what was our expectations and knowledge…
They work with the team in an open, spontaneous way, advise, give ideas, enter the minds of the clients so that each one to get the best of themselves.

Felicidade Mate | Sales Manager Assistant - Agents, Branches, Boarders & Bancassurance | Britam Mozambique

FinProbity Solutions is committed to sharing new ideas on how to do business differently and then go beyond by assisting insurers in turning these ideas into actions and impact in a client centric style. They work hard and are a great team; always ready to help overcome our challenges and enable us create the right experiences and business relationships to do so. It is so much fun working with FinProbity Solutions.

Ovia K. Tuhairwe | Deputy Managing Director, Radiant Insurance, Rwanda

KMD is privileged to work with FinProbity Solutions in abridging the gap between the insurance markets and the most vulnerable households through inclusive insurance solutions.

As an insurtech and startup, FinProbity Solutions was the confirmation we needed that we still can lead inclusive insurance through sound business models that promote human centered  design and dynamic distribution. For MóvelCare, FinProbity Solutions opened us to a blue ocean of insurance.

Zahan Dastur | CEO | K.M. Dastur & Company, London, United Kingdom

Taunda Chare | Founder/CEO | MóvelCare Mozambique

The training workshop on the inclusive insurance business case conducted by FinProbity Solutions was an excellent learning opportunity...this capacity building initiative has generated genuine interest in inclusive insurance...this is first time this is happening in Mozambique.

FSDMoç is very pleased to have worked with FinProbity Solutions during the implementation of the Roadmap for Microinsurance Development in Mozambique. The consultancy company has proved to be the ideal implementer for its experience in the African markets and in working with financial service providers to deliver client centric solutions. Though its technical assistance, industry participants were trained and participated in a design sprint that is now shaping the development of the microinsurance landscape in Mozambique.

Israel Muchena | Divisional Managing Director – Agricultural Insurance | Hollard Seguros Mozambique

Esselina Macome | CEO | FSD Mozambique

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Latest developments

International Conference on Inclusive Insurance (ICII 2023)

October 21-25, 2024, Nepal

FinProbity Solutions participating in the forthcoming International Conference on Inclusive Insurance (ICII 2024).


April 16-18, 2024

FinProbity Solutions co-hosted and facilitated sessions at the annual conference on inclusive insurance hosted by the TAG Microinsurance Association and Pensions and Insurance Authority, Livingstone, Zambia

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Contact Us

Contact us and find how our services can benefit your company.

Remera, Kigali, Rwanda | Lusaka, Zambia

+260965871465 | +260977871427 | +250793165420

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