© 2019 by FinProbity Solutions


Lemmy Manje

Founder and CEO
Lemmy has 20 years of professional experience in research, training and project management for microinsurance with various international organisations. Lemmy provides technical assistance and management services to various international developmental organizations, insurance companies and other financial service providers. He has published numerous works on microfinance, microinsurance and small enterprise development. He has a Master’s Degree (MA) in International Development from University of Manchester, United Kingdom and Bachelor’s degree (BA) in Economics and Demography from the University of Zambia. .

Irma Grundling
Senior Associate

Irma is the Founder and CEO of Yakini Development Consulting. She has more than 30 years of experience in social research and data analysis. Irma holds a master degree in Biometrical Genetics from the University of Pretoria as well as a bachelor’s degree majoring in applied statistics and mathematics from the same University. She founded Yakini Development in 2010. As executive director of Yakini, Irma has consulted extensively with a variety of clients regarding financial inclusion matters. Her strengths include management of large national surveys, instrument design, data analysis and presentation.
Barbara Chabbaga
Senior Associate
Barbara has actuarial training with 10 years’ experience in the insurance sector. She has gained extensive local and international exposure in applying actuarial techniques to microinsurance with over 8 years’ experience in microinsurance in Kenya. As lead consultant at AB Consultants, she builds microinsurance capacity through market research, actuarial consulting, strategy development, pricing and product development. She has led projects in health financing, pricing and strategy development, with special focus on the informal sector. She also has interest in InsurTech and is a co-founder in a solution designed to make insurance accessible to those who need it most through technology.
Ayandev Saha
Senior Associate
Ayandev has over ten years of design and implementation experience in universal pension, life, health and agriculture insurance products and programs in India, Nepal, Myanmar, Bangladesh, Sri Lanka, Afghanistan, Rwanda, Zimbabwe, Kenya and Uganda. He has worked extensively in the areas of microinsurance product development, relationship management and facilitating tie-ups with partners and donors to provide insurance solutions to the low-income households. Over the years, Ayandev has advised governments, regulators, associations and private insurers in Asian and African countries on various social security schemes, insurance regulations and strategies for building mass markets. Over the last few months, Ayandev has been providing technical assistance to the Government of Rwanda and Government of Kenya in designing and implementing the national agriculture insurance scheme for the farmers. He is also part of the core team appointed by National Hospital Insurance Fund Kenya (NHIF) to review and analyse various aspects of the Fund’s operation and administration of the scheme. Ayandev holds a M.Sc. in Economics from Calcutta University, India and acquired an MBA in Insurance and Risk Management from National Insurance Academy School of Management, India. 
Kim Chatterjee
Associate - HCD
Kim is a nomadic user experience (UX) designer, behaviour change enthusiast, communicator, business analyst, problem solver, storyteller, facilitator, trainer, gofer, team nurturer and all-round optimist. With over 17 years' experience in human centred design and spanning multiple countries in Asia and East Africa, she has successfully led design initiatives aimed at understanding local user context and behavior, designing for social impact, and building capacity. Whether it's a 2-hour workshop, a weekend hackathon,  week-long design sprint, an immersive design summit, or a year-long culture-shifting software build, she ensures that everyone emerges with positive experiences, celebrates successes, and stays attuned to the end goal of meeting user needs.
Sameer Kulkarni
Bert Opdebeeck
Senior Associate
Bert is the founder of Microinsurance Master, the first leadership programme designed for the microinsurance sector. Microinsurance Master wants to inspire and strengthen microinsurance leaders with best-practice learning techniques, customer-centric insights and practical frameworks and tools that will reduce the vulnerability of low-income communities and make leaders and their organisations thrive. Although independent organisation, Microinsurance Master partners with FinProbity Solutions on some inclusive insurance work.
Liz McGuinness
Senior Associate
Liz has 20 years of experience in international development with extensive experience in leading, designing, implementing, reporting and presenting research and evaluation results to a wide range of public and private stakeholders. Her areas of specialisation include inclusive finance, women’s economic empowerment, digital and financial literacy, youth financial inclusion, and SME development. He has MA and BA in Economics. Liz  also has analytical software skills in MaxQDA, EPI-Info and SPSS.
Janice Angove
Senior Associate
Janice is a qualified actuary has worked in the areas of microinsurance and capacity building for insurance supervisors in Africa for more than 8 years.  Janice also worked for A2ii coordinating A2ii’s regional implementation work in Sub-Saharan Africa, strengthening cooperation and supporting capacity building for supervisors in the region. Her experience covers the development of microinsurance regulations for several Southern African countries, capacity building for insurance supervisors in Africa and research into the business case for microinsurance. Janice is  currently part-time lecturer at University of Witwatersrand in South Africa.
Sarita Mohanty
Sarita comes with more than a decades experience in the field of Life Insurance - Product Development and Management. She has been associated with leading Life Insurance companies as Kotak Mahindra Old Mutual Life Insurance Co. Ltd., ING Life Insurance (now Exide Life Insurance),  apart from that she was associated with Wipro Technologies as well. She has worked on wide spectrum of both market linked and non-market linked plans such as savings, pension, micro-insurance and universal insurance schemes targeting the informal sector. Her job entails research and analysis of national and international insurance markets for creating ideas and concepts for innovative insurance plans and ensuring smoother launch of the plans with system and processes set-up. In her current role, she looks into strategizing the product road-map for the organization and works closely with the senior management for developing products based on client & market needs.
Sameer is the founder CEO of Simplicate Creations Mumbai, India. Sameer has over 20 years international experience in business technology and analytics.Sameer has worked in banking, capital markets and insurance domains in India, US, South Korea, South Africa and the Netherlands. He was the  Chief Technology Officer for Edelweiss Tokio Life Insurance Company. Earlier he was part of the core banking product FLEXCUBE team of Oracle Financial Services.  Under his leadership, his company has done work for top private banks and insurers in India. This includes insurance back office, risk control and self assessment system, mobile app for insurance salesforce, reporting portal, workflows and data analytics for modelling persistency and cross sell. Sameer holds a Bachelor's Degree in Engineering followed by MBA from India's top business school The Indian Institute of Management, Ahmedabad.